Life throws us curve balls in the form of unexpected expenses. From flooded basements to car accidents, the cost of unforeseen expenses can be a financial burden – especially if you have bad credit.
If you have poor credit and need emergency funds to cover the cost of unexpected expenses, Magical Credit is the short-term solution for your financial setback. We specialize in emergency loans for bad credit applicants living in Newfoundland.
Unlike banks, we don’t make our decisions solely on your credit score; instead, we look at your entire credit history before determining your eligibility. Best of all, our application process takes as little as five minutes to complete!
If you need an emergency loan in Newfoundland but are unsure you can keep up with the loan repayment terms, you can plan your monthly loan payment schedule with our short-term, personal loan calculator!
Loan applications are processed within one business day. You’ll receive an email confirmation from us within 24 business hours.
Sorry – even though we offer emergency loans to bad credit applicants, we can’t guarantee any loan approvals. If you’ve previously defaulted on a consumer proposal, have loans in collections, or recently filed for bankruptcy, you won’t be eligible for a loan.
Yes, we offer bad credit, emergency loans in Newfoundland. Unlike banks, we don’t evaluate candidates solely on their credit score; instead, we assess their eligibility based on their entire credit history.
No – you can only qualify for an emergency loan if you receive a minimum of $600.00 a month via direct deposit.
We offer a 3.9% fixed-monthly interest rate.
Yes, we’ll let you know if you qualify for a smaller emergency loan.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
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