All the savings in the world can’t account for the random accidents, missteps, and misfortunes that come your way. It’s impossible to be prepared for everything.
If you’ve experienced a personal catastrophe, take out a personal loan from Magical Credit for emergency funds. We specialize in emergency loans—especially for applicants who have poor credit or collect a low income.
Misfortunes cost a fortune! Apply for an emergency loan and plan your monthly loan payment schedule with our short-term, personal loan calculator!
Loan applications are processed within one business day.
While your chances are better, we can’t guarantee anyone an approval for our emergency loans.
Yes—we are high-risk lenders and specialize in emergency loans for bad credit applicants. We use different methods to assess our applicants. Instead focusing on your credit score, we weigh your entire history of credit.
Sadly, no—the minimum valid direct deposit monthly income is $600.00 to be eligible for our emergency loans.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
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