From fires, to floods, to broken bones, the cost of unforeseen expenses could bankrupt Bill Gates himself—never mind those with bad credit and low incomes.
If you need emergency funds, but are saddled with poor credit, Magical Credit is the short-term solution to your financial setback. We specialize in emergency loans for bad credit applicants in PEI.
Unlike banks, we don’t make our decisions based solely on your credit score. Instead, we look at your entire credit history before making our decision.
Loan applications are processed within one business day. You’ll receive an email confirmation from us within 24 business hours.
No—while we specialize in emergency loans for bad credit applicants, we can’t guarantee any loan approvals. We must look into every applicant’s overall credit report before we make a lending decision.
Yes, we offer bad credit emergency loans in PEI. We don’t assess candidates based solely on their credit score. We evaluate your eligibility based on your entire credit history
No—we offer a 3.9% fixed-monthly interest rate for all of our loans.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
Earn $50 in seconds!
Participate in our referral program for cash rewards.