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Bad Credit, Emergency Loans in Saskatchewan

You felt so prepared and thought you had a cushy emergency fund – until life threw you a financial curveball. It’s not your fault, since freefalling trees have a knack for finding windshields!

From Moose Jaw to Moosomin, Magical Credit’s emergency personal loans in Saskatchewan can cover the costs of unexpected expenses. Our loans are catered towards poor credit applicants collecting traditional and non-traditional sources of income.

So, take 5 minutes and get approved for your emergency cash advance!

Unsure you’ll be able to keep up with our emergency loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

I want to borrow:

< $2000 >

Why You Might Need a Personal Emergency Loan in Saskatchewan

Automotive Expenses & Maintenance – Just because your tractor’s malfunctioning, doesn’t mean your bank account should be too. An emergency personal loan in Saskatchewan will get your engine revved in time for this year’s harvest!

Dental – Saskatchewan may not have an NHL hockey team, but we take our Beer League seriously, and with that brings some missing teeth. Health coverage in Saskatchewan doesn’t extend to dental care, but our loans can restore that Vezina-winning smile!

Appliance Repair & Replacement – Whether it’s a farm in Saskatoon, or a duplex in Regina, you’ll need a working heater during the winter. Emergency loans will ensure you’re not sleeping under 850 blankets come January – be it in the country, or the city.

Debt Consolidation – Are you buried underneath a mountain of consumer debts? You live in the prairies, and you prefer flat ground. So, take out a large emergency personal loan, pay them off, and keep on top of one consolidated debt.

FAQs for Emergency Loans in Saskatchewan

When should I expect my email confirmation?

Once your applications are completed and submitted, expect a representative to contact you within a maximum of 24 business hours.

Do you help people with bad credit?

Our loans are tailor-made for bad credit applicants! We don’t weigh your credit score, but go off of your overall report of credit, and other variables like current consumer proposal, bankruptcy, and current loans in collections.

What’s the process to get a loan?

By receiving a minimum monthly income of $600.00 via direct deposit, you may qualify for an emergency loan with us.

Will my bad credit effect my interest rate?

No—our interest rate is 3.9% monthly for all of our short-term loans in Saskatchewan.

Will I be notified if I’m eligible for less than what I applied for?

We’ll let you know if you qualify for a smaller emergency loan, too.

Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
1 Year
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.