If You Need Emergency Funds, Magical Credit Specializes in Loans for Bad Credit Applicants

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Emergency Loans in the Yukon

One day everything is peachy, and the next day your world gets flipped upside down. Be it personal injury or personal setback, it’ll usually hurt financially.

Magical Credit offers the simplest fiscal solution to your personal catastrophes. We specialize in emergency loans—especially for applicants who have poor credit and collect a low income.

If you’ve been hit with an unforeseen expense, apply for a loan and plan your monthly loan payment schedule with our short-term, personal loan calculator!

I want to borrow:

< $2000 >

How You Can Use Your Emergency Cash Loan in the Yukon

  • Unexpected Job Loss – Even great employees get laid off when businesses make cuts. If you’re caught off guard, you may be carrying a financial load that your EI income can’t bear. An emergency loan will keep you afloat until you find your next job.
  • Sick Child – If your child is severely ill, they could miss months of school and require constant care. You’ll either have to miss work or hire a caregiver, in which case, an emergency loan could provide the funds you need until your little one recovers.
  • Dental Expenses – You just ate a wrist shot to the mouth, you’re down two front teeth, and your dental care isn’t covered by insurance. Take out an emergency loan to pay for the expensive dental bill, and restore your toothy grin!
  • Debt Consolidation – Make life easier with a loan for debt consolidation in Yukon, turning your numerous debts into one monthly lump sum payment. If you’re struck with an emergency, at least you won’t be saddled with a laundry list of other consumer debts!

FAQs - Emergency Personal Loans in Yukon

When will I know if you’ve approved my emergency loan application?

Loan applications are processed within one business day. You’ll receive an email confirmation from us within 24 business hours.

I have a job and almost perfect credit. I’m guaranteed to be approved, right?

While your chances are better, we can’t guarantee anyone a loan.

Are your loans suitable for bad credit applicants collecting low incomes?

Yes—we evaluate our applicants’ eligibility based on their entire credit history, instead of just their credit scores.

I receive $1,000 monthly via direct deposit from a private pension. Will you consider me for an emergency loan?

Yes—if you receive a minimum of $600.00 per month via direct deposit, you may be eligible for an emergency loan.

Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
1 Year
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.