One day everything is peachy, and the next day your world gets flipped upside down. Be it personal injury or personal setback, it’ll usually hurt financially.
Magical Credit offers the simplest fiscal solution to your personal catastrophes. We specialize in emergency loans—especially for applicants who have poor credit and collect a low income.
If you’ve been hit with an unforeseen expense, apply for a loan and plan your monthly loan payment schedule with our short-term, personal loan calculator!
Loan applications are processed within one business day. You’ll receive an email confirmation from us within 24 business hours.
While your chances are better, we can’t guarantee anyone a loan.
Yes—we evaluate our applicants’ eligibility based on their entire credit history, instead of just their credit scores.
Yes—if you receive a minimum of $600.00 per month via direct deposit, you may be eligible for an emergency loan.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
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