Please be aware Magical Credit will not request you to send any upfront fees in order to get a loan from us. If you are contacted by anyone requesting this by email, text or phone, please call us immediately at 1-877-213-2088.
When you’re working 40-50 hour weeks, you can still run into financial trouble. Your bank account could be sitting pretty until an unexplained smoke starts emanating from your laptop, and now you’ve got to drop several thousand dollars on a new piece of technology.
If your salary isn’t enough to cover unforeseen expenses like malfunctioning electronics, Magical Credit will get you back on track! We are short term lenders who don’t intend on having you pay off your loans longer than you have to, and if you happen to have bad credit you can still qualify for an employment loan with us!
Increase in Bill Payments – Managing your budget responsibly is all well and good up until there’s an increase in provincial hydro costs. You’ll either have to forego showers, using lights, or cooking with electricity. Or, you can just take out a personal employment loan to help you keep up with your personal hygiene.
Household Appliance Purchases or Repairs – You can only air dry your entire wardrobe for so long before it becomes a bit of an inconvenience. And no, blowing on your clothes won’t make them dry faster. You might finally have to spring for a dryer. An employment loan from Magical Credit will ensure you don’t have to go to endure wet pleated pants.
Traveling – If you’re working full time you’ll always benefit from time off, and for some, a stay-cation isn’t the answer. Unfortunately, wander-lust costs, especially with those increases in your bills! You’ve been working hard and you shouldn’t miss out, so let Magical Credit fund your getaway with an employment personal loan.
Replacing your automobile – Changing jobs and suddenly facing a hectic work commute, and your trusty “A to B” beater isn’t doing the trick anymore? You’ll need an efficient vehicle, and some quick cash for the first payment. Our employment loans will have you on the road and on your way to the new gig.
Computer/Laptop purchasing – These days, our entire lives are wrapped up in technology. You do your banking, your business and your entire communication on lap tops and computers. If our tech goes on the fritz, we’re lost, and to replace them costs some serious coin. Fortunately, employment loans from Magical Credit can cover technological snafus without send you into overdraft.
Can I get Employment Loans in my province?
If you’re in need of Employment Loans in any of the following provinces, we can help. Apply now!
Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.