In today’s economy, working 40 to 50-hour weeks isn’t enough to cover the cost of unforeseen expenses, especially if you live in Newfoundland.
Magical Credit offers flexible employment loans to Newfoundlanders with poor credit. Our loans are open, which means you only pay interest to date, and not the full term if you decide to pay off your loan early.
Avoid long bank lines and stingy payday loan fees – apply for a Magical Credit employment loan today!
Calculate your loan repayment schedule with our short-term loan calculator!
Yes, we specialize in bad credit, employment loans for low-income families with poor credit.
The monthly interest rate is 3.9%.
Our online application takes a few minutes to complete and one business day to be approved.
We accept loan applicants based on their overall report of credit, not their credit score. We also weigh bankruptcy, current consumer proposal, and current loans in collections.
While your income restricts how much we can loan you, Magical Credit specializes in low-income loans. We also accept candidates with any source of income, traditional or non-traditional.
Sorry, our employment loans only range between $500 and $10,000.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
Earn $50 in seconds!
Participate in our referral program for cash rewards.