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Have A Job, But Credit’s Bad? Apply For An Employment Loan In PEI!


Employment Loans In PEI

When you’re working your way up the corporate ladder, sometimes your salary doesn’t reflect the graft and toil you’re putting in. Rising rent, the cost of transportation, and expensive professional wardrobes may lead to monthly bills well above your paygrade.

Magical Credit specializes in flexible employment loans for bad credit applicants in PEI. Our loans are open, meaning you only pay interest to date, and not the full term if you decide to pay off your loan early.

Give yourself some breathing room, and apply for an employment loan in 5 minutes or less!

Figure out how long it’ll take to get back on track with our short-term loan calculator!

I want to borrow:


Why You’ll Need A Bad Credit Employment Loan In PEI

  • Increase in Bill Payments – The government doesn’t seem to have a problem with raising the cost of bills and taxes, so it’s easy to fall behind on more than one payment. A loan for debt consolidation in PEI makes those bills easier to manage.
  • Traveling – You’re working CEO hours on an entry level salary. You need a break but you don’t make enough to pay for travel. Plus, you have poor credit. Take out a bad credit employment loan in PEI, and recharge your batteries at a spa in Aspen.
  • Replacing Your Automobile – The fateful day has arrived. You have to replace your ‘92 Honda Civic. Take out a Magical Credit employment loan to help cover the cost of your first car payment, so you aren’t hitchhiking to work.
  • Computer and Phone Repairs – If your cell phone or computer doesn’t work, it’s almost impossible to perform simple tasks in today’s digital landscape. Take out an employment loan from Magical Credit so you can stay on the digital grid.

Employment Loans In PEI - FAQs

I have poor credit—will I be considered for an employment loan?

Yes, we specialize in employment loans for bad credit applicants collecting low incomes.

How much are your interest rates?

Our monthly interest rate is 3.9%.

How long does it take to apply for an employment loan?

Our online application takes 5 minutes or less to complete, and one business day to be approved.

How do you weigh your loan applicants?

We assess your overall report of credit, previous bankruptcies, current consumer proposal, and current loans in collections—not just your credit score.

Does my income determine my eligibility for an employment loan?

No—Magical Credit specializes in low-income loans. As long as you’re collecting $600.00 a month via direct deposit, you may be eligible. However, your income does determine how muchyou can borrow.

Can I borrow $30,000 for my mortgage?

No—we only lend between $500 and $10,000.

Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Loan Example

1 Year
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you borrow it.

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