When you’re working your way up the corporate ladder, sometimes your salary doesn’t reflect the graft and toil you’re putting in. Rising rent, the cost of transportation, and expensive professional wardrobes may lead to monthly bills well above your paygrade.
Magical Credit specializes in flexible employment loans for bad credit applicants in PEI. Our loans are open, meaning you only pay interest to date, and not the full term if you decide to pay off your loan early.
Give yourself some breathing room, and apply for an employment loan in 5 minutes or less!
Figure out how long it’ll take to get back on track with our short-term loan calculator!
Yes, we specialize in employment loans for bad credit applicants collecting low incomes.
Our monthly interest rate is 3.9%.
Our online application takes 5 minutes or less to complete, and one business day to be approved.
We assess your overall report of credit, previous bankruptcies, current consumer proposal, and current loans in collections—not just your credit score.
No—Magical Credit specializes in low-income loans. As long as you’re collecting $600.00 a month via direct deposit, you may be eligible. However, your income does determine how muchyou can borrow.
No—we only lend between $500 and $10,000.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
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