Going to the bank for a loan means long queues, twiddling thumbs, and being at the mercy of stuffy “financial experts”. You’ll get the bum’s rush for any blemish in your credit score, or if your income isn’t up to their standards. It means headaches and wasted time – which we’re told is more valuable than money.
Magical Credit’s fast, online loans in Alberta only requires 5 minutes to fill out an application, meaning day-long trips to the bank. We also specialize in bad credit loans with a 3.9% fixed monthly interest rate, so you won’t get ambushed like you might with payday loans!
Quickly plot out your fast loan repayment schedule with our short-term loan calculator!
Yes—you’re able to apply for online loans in Edmonton, Calgary, Okotoks, Banff, or anywhere else in Alberta! Quebec and Manitoba are the only places you can’t get a Magical Credit fast loan.
No— the 3.9% monthly interest is a fixed interest rate for all Magical Credit loans, as well as our instant, 24-hour loan approval!
Yes— we approve candidates with non-traditional sources of income.
We only ask for essential information. All you need is:
No—all of our loans are done through direct deposit, which is cash in your bank account.
Our short-term loan calculator can calculate your fast loan repayment schedule!
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
Earn $50 in seconds!
Participate in our referral program for cash rewards.