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Need Money Fast? It’ll Only Take 5 Minutes To Apply For A Personal Loan In Newfoundland!


Get Bad Credit, Fast Loans In Newfoundland From Magical Credit

When you have bad credit and need money fast, the bank isn’t sympathetic to your cause.

You’ll be wasting time driving from branch-to-branch, and when you finally get there, spending countless hours waiting in queues. And your less than stellar credit score means you’ve invested your time into a surefire loan rejection.

Worst of all? You credit takes a hit every time your loan application isn’t approved.

Magical Credit cares about your time, and provides fast, online loans for bad credit and low- income applicants.

If you want to talk about fast, it only takes 5 minutes to fill out an application!

I want to borrow:


How Bad Credit, Fast Loans In Newfoundland Can Help When You Need Quick Cash

  • Debt Consolidation – When your bills pile up, you can’t keep up. You’ll have creditors on your back for debts you don’t even remember. Take out a fast loan for debt consolidation in Newfoundland, and turn those numerous debts into one, easy-to-track debt!
  • Vacation Expenses – Newfoundland is fun, but you can only sail the same waters so many times before it all becomes, well, boring. Trips are expensive, but they’re sometimes a necessity. Take out a fast loan, and skip town even faster!
  • Boat Repairs – The fish may be biting, and business may be booming – until your trusted barge falls apart. Suddenly, you’re taking a (fishing) net loss and you’re hurting for cash. Get that boat repaired quickly with a fast, personal loan in Newfoundland!
  • Day-to-day – If you’re out of money, simple things like haircuts, shaving, showering, and eating become expenditures only fit for Roman Imperials. These are life necessities, so if you’re hurting for cash, take out a fast loan and take care of yourself!

FAQs For Fast Loans In Newfoundland

Will I be charged extra interest for a fast loan?

Magical Credit’s 24-hour-loan approval applies to all of our loans. So, our 3.9% monthly interest is a company-wide, fixed interest rate.

Can I get approved if I’m unemployed but collecting EI?

Yes— we approve candidates with traditional and non-traditional sources of income, including government subsidies, such as employment insurance or private incomes from insurance or pension plans. You only need to collect a total of $600.00 monthly via direct deposit to be considered for our fast loans in Newfoundland!

What do I need to provide for my application?

We only ask for essential information. All you need is:

  • Social Insurance Number
  • Option 1: Read-only access to your bank statements through Instant Verification.
  • Option 2: Upload your Bank Statements.
  • Proof of Income
  • ID
Do I need a bank account?

Yes— you don’t need a credit card to apply for our loans, but you do need a bank account for us to direct deposit our loans.

Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Loan Example

1 Year
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you borrow it.

Earn $50 in seconds!

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