If You Need Money Fast, it takes 5 minutes to apply for Magical Credit’s Fast Loans in Nova Scotia!

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Magical Credit offers Nova Scotia Fast Online Loans

You know what’s slow? Waiting in bank queues.

And even slower? Their application processes.

The speediest thing about banks is how quickly they’ll feast on vulnerable applicants with their over-the-top interest rates.

Magical Credit is a high-risk lender offering fast online loans for bad credit and low-income applicants when they need quick cash!

Best of all? It only takes 5 minutes to fill out an application!

Take a few seconds and see if you can meet our loan repayment terms with our short-term loan calculator!

I want to borrow:

< $2000 >
$500
Min
$10,000
Max

How Personal Fast Loans Can Help Bad Credit Applicants in Nova Scotia

  • Debt Consolidation – Your boat has sailed you into an assortment of debts, but you’ll never give up navigating the Atlantic! Consolidate the costs of repairs, lease payments, and insurance by applying for a fast, debt consolidation loan in Nova Scotia.
  • Appliance Replacement – Don’t let your seafood spoil in a freezer that melts ice. When your freezer implodes, you’ll need quick cash. Our fast loans act quickly so you won’t have to eat 7 pounds of lobster in one sitting, unless you want to.
  • Auto Repair – You’re taking a road trip from Sydney to Dartmouth in three days, and your carburetor made a sound that reminded you of the movie You don’t have much time, so take out our fast loans, and cover any car tune-ups before you hit the open road.
  •  Home Renovations – You’re selling your home and need money fast to renovate and sell at the desired premium. Take out a bad credit, fast loan in Nova Scotia, and you’ll have the extra funds to re-carpet, re-paint, or remodel your kitchen.

FAQs for Fast Loans in Nova Scotia

Can I get a fast, bad credit loan if I live in Halifax?

Yes— our fast loans are available to all of Nova Scotia through one simple online application!

Do personal fast loans come with increased interest?

Magical Credit only offers next-day loans, and the 3.9% monthly interest is a fixed interest rate for all of our loans.

I’m unemployed but I’m collecting a child care subsidy, can I still apply?

Yes— we approve candidates with traditional and non-traditional sources of income. As long as you are collecting at least $600.00 a month minimum via direct deposit, you may be eligible for our fast loans in Nova Scotia.

What’s required for your application process?

We only ask for essential information. All you need is:

  • Social Insurance Number
  • Option 1: Read-only access to your bank statements through Instant Verification.
  • Option 2: Upload your Bank Statements.
  • Proof of Income
  • ID
Do I need a bank account to be approved for you fast loans?

Yes— we only provide direct deposit loans into your bank account.

How can I plan out my repayment terms for a fast loan?

Our short-term loan calculator can plan out your monthly instant cash loan payment schedule!


Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
Term
1 Year
APR
56.50%
Amount
$2,000.00
Fees
$194.00
Interest Rate (46.8%)
$936.00
Total Cost of Borrowing
$1,130.00
Total Due End of Term
$3,130.00
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.