When you need a loan for quick cash, you want an easy loan application process. When you go to banks, it’s an endeavor wrought with inconvenient trips, waiting in queues, and possible rejection because your income or credit score is too low.
Magical Credit cares about your time, and provides fast online loans for bad credit and low- income applicants.
Best of all? It only takes 5 minutes to fill out an application!
It only takes a few seconds to plan your fast, personal loan payment schedule with our short-term loan calculator!
Of course you can! You can apply for online fast loans in Toronto, Ottawa, Beaverton, Scarborough, or anywhere else in Ontario! In fact, the only places you can’t get a loan in all of Canada are Quebec and Manitoba.
Our 24-hour-loan approval applies to all of our loans. Therefore the 3.9% monthly interest is a fixed interest rate for all of our loans.
Yes- we approve candidates with traditional and non-traditional sources of income.
We only ask for essential information. All you need is:
Yes— we only do direct deposit loans into your bank account.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
Earn $50 in seconds!
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