If your credit’s in the sewer and you need money fast, payday loans aren’t your answer—you’ll be approved, but the repayment terms and interest rates are designed to keep you in debt.
You can’t go to the bank either—they won’t be impressed by your poor FICO score and low income. And application rejections will damage your credit even more!
Magical Credit cares about you. Our loans are ideal for bad credit applicants. We offer open loans, meaning you can pay off your loan as early as you like, which helps boost your credit score, improving your financial situation.
And we also care about your time. You don’t need to worry about time-wasting drives from branch-to-branch. We offer fast, online loans in PEI, and it only takes 5 minutes to fill out an application!
Magical Credit’s 24-hour-loan approval applies to all of our loans, as does our 3.9% monthly interest rate.
Yes—non-traditional sources of income, including government subsidies such as employment insurance or private incomes from insurance or pension plans, are acceptable. You only need to collect a total of $600.00 monthly via direct deposit to be considered for our fast, personal loans.
We only ask for essential information. All you need is:
Yes— you need a bank account because we direct deposit our personal fast loans.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
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