Get Approved for a Medical or Dental Loan in Saskatchewan!

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Magical Credit= ‘Medical’ Credit in Saskatchewan

Canada’s Public Healthcare medical reimbursements offer basic coverage for essential medical care.

Not included on this list? Various therapies, chiropractic services, dental, ‘elective’ surgeries, eye care, prescription drugs, and more.

So, if you’re left with debt-inducing medical bills and you have bad credit, you can do one of two things:

  1. Delay treatments from dentists or doctor s- which can lead to dire consequences.
  2. Take out a payday loan, get the treatment, but pay off a cripplingly high-interest rate.

But thanks to Magical Credit, there’s a 3rd option:

We provide bad credit, healthcare loans in Saskatchewan, with an affordable 3.9% monthly interest rate. You’ll get the treatment you need, without concerns of medical billing and skyrocketing interest rates!

Need a loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our personal loan calculator!

I want to borrow:

< $2000 >
$500
Min
$10,000
Max

Why You Might Need a Bad Credit, Medical Loan in Saskatchewan

Visits to the Dentist: Saskatchewan’s health plan doesn’t cover dental costs, and farm-raised beef isn’t easy on your teeth. Magical Credit offers low-income dental loans in Saskatchewan to bad credit applicants!

Chiropractic Services: The government will cover dangerous spinal surgeries with a 3-month recovery process, but not a chiropractic treatments. Weird. Still, if your back pain has grown unbearable, a medical loan for chiro bills will safely fix your back.

Therapy: Some injuries are best treated by therapy. Whether you need physical, occupational, or massage therapy, the financial road to these therapies can be paved by a trip to our website.

Prescription Drugs: Thousands of Canadians can’t afford to fill prescriptions, much to the detriment of their medical well-being. Magical Credit offers medical loans so people with financial troubles can continue their prescription treatments!

Medical Loans in Saskatchewan FAQs

Does having a job and an income mean that I’ll be approved?

While it definitely heightens your chances, it doesn’t 100% assure approval. Current loans in collection, or bankruptcies, will make you ineligible – no matter your income.

My income is made up entirely of government subsidies. Am I still eligible for a medical loan?

Yes— Magical Credit’s minimum income requirement of $600/month, includes traditional and non-traditional incomes. The latter is obtained through government services, as long as it’s direct deposited into your bank account.

How do I acquire your bad credit medical loans if I live in Saskatchewan?

The same as everywhere else in Canada (other than Manitoba and Quebec)! Just fill out our online application. It only takes around 5 minutes to complete!

Could I still be eligible if I have bad credit?

Yes— we specialize in bad credit loans. We weigh your overall report of credit and credit history, as opposed to your credit score. Now, if your history is ridden with unpaid loans, you will be ineligible for our medical loans.

What if I’m unsure of the medical reimbursements offered by the government? Can I take out more than I need, and then return whatever I don’t use without any added interest?

No— once a loan is taken out, we charge all successful applicants a 3.9% monthly interest. Once a loan is given, it’s final.


Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
Term
1 Year
APR
56.50%
Amount
$2,000.00
Fees
$194.00
Interest Rate (46.8%)
$936.00
Total Cost of Borrowing
$1,130.00
Total Due End of Term
$3,130.00
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.