Apply For A Bad Credit, Personal Loan In Calgary, Edmonton, Lethbridge Or Anywhere Else in Alberta!
Bad Credit Personal Loans In Alberta
Magical Credit provides short-term personal loans in Alberta for people with bad credit that need quick cash!
With a fixed monthly interest rate (3.9%), there’s no surprise fees or surcharges, keeping you on the financial straight and narrow. And our 24-hour-loan approval gives you a lender you can rely on when you need quick cash!
What it also means is that bad credit loan applicants don’t have to worsen their credit score by spamming loan applications.
Still don’t believe it? Calculate your personal loan repayment with our short-term loan calculator!
I want to borrow:
Repayment amount includes optional Loan Protection Plan coverage.
Loan amount and payment amount subject to change upon final loan approval.
How Personal Loans Help The People Of Alberta
- Emergencies: An auspicious car accident in Avenir? An injury playing pickup in Pakan? A pipe’s burst in Balzac? Emergencies don’t wait on your financial stability. But quick cash, personal loans in Alberta can straighten out life’s many curveballs.
- Day-to-day: A bank account nearing overdraft means necessities such as haircuts, groceries, and rent can fall by the wayside. But if you can’t afford these simple needs, an online personal loan in Alberta equals quick cash, thanks to our 24-hour-loan approval!
- Milestones: Fried bologna sandwiches at your anniversary dinner, proposing with an IOU, or a honeymoon in Delaware just won’t cut it! You work hard – you should enjoy life’s big moments, and Magical Credit’s quick cash loans in Alberta will ensure that you do.
- Investments: You can’t be the captain of an industry without funding your aspirations. Having bad credit doesn’t help either. Luckily, Magical Credit offers bad credit personal loans in Alberta – make small investments now, that pay big later!
Alberta Personal Loans FAQ
A low interest, personal loan from Magical Credit has a fixed monthly interest rate of 3.9>#/b###. Payday loan companies will charge up to $30 for every $100 borrowed. You do the math.
While we don’t directly take on your debt, you cantake out a bigger personal loan from Magical Credit. This can potentially pay off your several smaller debts.
Yes—personal loan eligibility in Alberta only requires a 6-month period of employment.
It’s actually the contrary, since our system enhances your privacy and security. In fact, we operate at 128-bit encryption – the same security levels as banks. We also use Verisign, to monitor and verify our website, which is the highest level of online security.
We provide personal loan repayment terms anywhere between 12-60 months. Our short-term loan calculator can calculate your short-term, personal loan repayment schedule.
Yes—personal loans are a suggested method for quick cash needs if you don’t have a credit card. However, a bank account is required in order to apply, since our loans are direct deposited.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
Disclosures:
Magical Installment Loans: Installment loans are available to eligible residents of Ontario and range from $1,500 to $20,000. Repayment terms range from 12 to 78 payments, with flexible payment schedules available as weekly, bi-weekly, semi-monthly, or monthly.
Example: A $5,000 loan repaid over 36 monthly installments would require payments of $300.40 per month.
NOTE: Loan amount and payment amount are subject to change upon final loan approval. Interest rate for Personal Loans is calculated at 34.86%. The Repayment amount includes optional Loan Protection Plan coverage.
Magical Cash Loans - Ontario, British Columbia, Alberta, Northwest Territories, Nunavut, and Yukon Residents only: We offer Magical Cash Loans in the amount of $100-$1,500.00. The cost of borrowing is $14.00 per $100.00 for each $100.00 borrowed. On a $1,000.00 loan for 14 days, the cost of borrowing is $140.00. The total to pay back is $1,140.00, which is an annual percentage rate of 365.00%. ON License #4741412. BC License#85919 AB License#358423.
The Loan must be paid in full by the end of the term, with no extensions or exceptions, and no automatic renewals. Failure to pay your debt on time will impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureaus.
Our Family of Brands: Whether you need personal funding, business advance, or short-term cash support, our family of brands offers financial solutions designed to fit your needs.
-Magical Credit: Personal Loans and Installment Loans available through Magical Credit.
Apply Now: https://www.magicalcredit.ca
-Magical Business: Merchant Cash Advances and business funding solutions available through Magical Business.
Apply Now: https://www.magicalbusiness.ca
-Magical Cash: Payday Loans and short-term cash solutions available through Magical Cash.
Apply Now: https://www.magicalcash.ca
