You need to be careful when applying for loans—if you go to the wrong place, a financial fault can quickly escalate into a full-on fiscal disaster.
Banks reject applicants with lower incomes and bad credit, sinking your credit score even further. Payday lenders charge insane interest, never mind the lofty penalty fees for early repayment.
Alternatively, Magical Credit specializes in easy approval, personal loans for bad credit applicants who need money fast. Our 3.9% monthly interest is only charged to date, and you won’t be penalized for early loan repayment. Take 5 minutes, and apply for a personal loan in the Yukon today!
Emergencies: Your house is flooded. Unless you build an emergency igloo, you need money for both a hotel room and repairs. If you’re low on cash and have bad credit, take out a personal loan from Magical Credit so you’ll have a warm bed to sleep in.
Day-to-day: Food, gas, clothing, haircuts, and other life necessities seem easy to afford until you lose your job or an investment goes belly up. All of a sudden, you’re risking maxing out your credit card on your next box of cereal. A Yukon personal loan can cover that next bowl of Fruit Loops.
Debt Consolidation: The stress of numerous consumer debts will make you sweat in even the coldest of Yukon winters. Turn your several debts into a personal loan for debt consolidation in Yukon.
Plastic Surgery: Maybe you’re looking for a few inches off your hips, or off your nose. Either way, plastic surgery isn’t covered by Canada’s healthcare system. If you can’t afford the plastic surgery that’ll sculpt the new and improved version of you, take out a personal loan from Magical Credit.
Payday lenders take advantage of vulnerable applicants who need money fast. Borrowers ignore the ludicrous interest and the expensive premiums charged for paying your payday loan off early, all for the sake of easy and fast approval.
Magical Credit, on the other hand, provides low interest, personal loans in the Yukon, offering a fixed 3.9% monthly interest rate and easy, fast, loan approval. You only pay interest to date without being charged a penalty for early repayment.
Yes— qualifying for a loan in the Yukon only requires a 6-month period of employment.
Our system operates at 128-bit encryption (bank-level security), ensuring your privacy and security. We employ Verisign – the highest level of online security – to monitor and verify our website.
We offer terms between 6-60 months.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
Our loans are considered short-term loans and have up to a 6-60 month term with an interest rate of 3.9% per month.
Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.67. Total payback with interest and fee of $194.00 is $2,396.00.
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.