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Apply For A Private Loan In Nova Scotia Today!


Get A Private Loan In Nova Scotia From Magical Credit

If you live in Halifax, Dartmouth, or anywhere else in Nova Scotia, you can get a private loan from Magical Credit without leaving the comfort of your own home!

We are a high-risk lender that provides bad credit private loans to Nova Scotians online. Magical Credit has no lines, no tellers, and no hassles!

“I need a loan in Nova Scotia, but I’m not sure I can keep up with the loan repayment terms”. No problem. Calculate your monthly loan payment schedule with our personal loan calculator!

I want to borrow:


Why Get A Private Loan?

  • Industrial Workwear – If you’re a construction worker in downtown Halifax or a commercial fisherman in Cape Breton, your job can be dangerous. In your profession, the clothing you work in can determine if you make it home or to the emergency room. Don’t skimp out on your workwear – a private loan from Magical Credit can cover the cost of new high-quality work boots, bibs, and jackets.
  • Pet Care – If you’ve ever had a pet, you know that he or she is a part of your own family. A private loan can ensure that your pets are kept happy and healthy for years to come.
  • Appliance Repair/Replacement – Everyone takes their kitchen appliances for granted until they’re broken. Breakfast is the most important meal of the day, and a private loan from Magical Credit can ensure it stays that way.
  • Travel Across Canada – Nova Scotia is a beautiful place, but it’s hard to appreciate your hometown if you’ve haven’t traveled outside the province. Book a trip to Toronto, Montreal, or Vancouver and discover what Canada has to offer with a private loan from Magical Credit!

Private Loan FAQs

What are private loans?

Private loans are loans from private individuals or institutions, rather than a chartered bank. Magical Credit is a private institution.

Is Magical Credit a private money lender?

Yes, Magical Credit is a private lender that specializes in bad credit, private loans in Nova Scotia. We are not affiliated or associated with any major banks or financial institutions.

My credit score is below 500 – can I be eligible for a private loan?

Yes! Unlike financial institutions, we don’t solely look at credit scores to determine whether or not your fit for a private loan. We make our decisions based on your entire credit history. If you receive $600 a month via direct deposit, you will be considered for a private loan.

Is my information safe?

Magical Credit’s system is designed to protect your privacy. Our system operates with bank level security using the same 128-bit SSL encryption as major financial institutions. Usernames and passwords are never displayed, view or stored. Magical Credit is the safest, fastest, and most convenient way to get a bad credit private loan online.

My travel expenses are only $400 total, do I have to take out $500?

Yes, we only offer private loans between $500 and $10,000.

Without a bank account, can I still apply for a bad credit private loan?

Sorry, in order to apply, you’ll need to present the following:

  • A valid bank account
  • Proof of income
  • Valid ID
  • SIN

Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Loan Example

1 Year
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you borrow it.

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