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Magical Credit’s Private Loans In Nunavut

Banks make most people uncomfortable— and for good reason. They’re stuffy, the line ups are too long, and they have access to far too much of your personal information and spending habits. Plus, a bank’s loan approval process is about as simple as splitting an atom.

As a private money lender, Magical Credit specializes in loans for bad credit applicants in Nunavut. Our open loans can be paid off whenever you like without added premiums. We offer quick, 24-hour loan approval andyou can apply online in as little as 5 minutes!

“I need a loan, but I’m not sure I can keep up with the loan repayment terms.” No problem. Calculate your monthly loan payment schedule with our personal loan calculator!

I want to borrow:


Why Get A Private Loan In Nunavut?

  • Dental – The Arctic chill isn’t exactly ideal for sensitive teeth. If you don’t have dental coverage, a loan from Magical Credit can help pay for fillings, cleanings, and surgeries.
  • Automotive Expenses – Whether it’s your automobile or your snow mobile, you need it functioning safe and sound so you aren’t putting yourself in harm’s way. If you can’t afford tune-ups and repairs, a private loan will foot the bill.
  • Appliance Repair – You never appreciate kitchen appliances until your diet consists of raw wieners and bowls of cereal. Take out a private loan from your favourite private money lender to pay for an oven repair!
  • Travel – We’ll be honest: Nunavut is cold. If you’re sick of chattering teeth and blue lips but you’re low on cash, take out a personal private loan so you can afford your much-heated getaway!

Private Loan FAQs

What is a private loan?

They’re loans from a private person or private institution like Magical Credit, as opposed to a chartered bank. We’re also not affiliated with any banks or financial institutions.

How do I know this isn’t a scam for my information?

Your information is protected by Magical Credit’s bank-level 128-bit SSL encryption.

I live in Nunavut and was recently discharged from a consumer proposal and it’s really hurt my credit. Could I be eligible for one of your personal private loans?

You may still be eligible, but you need to be collecting an income of at least $600 a month via direct deposit (either traditional or non-traditional). We also have a zero-tolerance policy when it comes to previously defaulted loans, as well as having any other loans in collection. You must be discharged from any bankruptcies or consumer proposals to be considered for our private personal loans.

Can I borrow $8,000?

Potentially, depending on varying factors in your application. But you can apply for a private loan anywhere between $500 and $10,000.

Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Loan Example

1 Year
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you borrow it.

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