Banks make most people uncomfortable— and for good reason. They’re stuffy, the line ups are too long, and they have access to far too much of your personal information and spending habits. Plus, a bank’s loan approval process is about as simple as splitting an atom.
As a private money lender, Magical Credit specializes in loans for bad credit applicants in Nunavut. Our open loans can be paid off whenever you like without added premiums. We offer quick, 24-hour loan approval andyou can apply online in as little as 5 minutes!
“I need a loan, but I’m not sure I can keep up with the loan repayment terms.” No problem. Calculate your monthly loan payment schedule with our personal loan calculator!
They’re loans from a private person or private institution like Magical Credit, as opposed to a chartered bank. We’re also not affiliated with any banks or financial institutions.
Your information is protected by Magical Credit’s bank-level 128-bit SSL encryption.
You may still be eligible, but you need to be collecting an income of at least $600 a month via direct deposit (either traditional or non-traditional). We also have a zero-tolerance policy when it comes to previously defaulted loans, as well as having any other loans in collection. You must be discharged from any bankruptcies or consumer proposals to be considered for our private personal loans.
Potentially, depending on varying factors in your application. But you can apply for a private loan anywhere between $500 and $10,000.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
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