Cities like Vancouver and Victoria are notorious for sky-high costs of living as much as they are for stormy climates. Ideally, your rainy-day fund would cover turbulent times, but this is BC – when it rains, it pours.
Magical Credit offers online cash loans in Vancouver, Victoria, and the rest of British Columbia to right any rocking ships!
Credit card cash advances and payday loans attract debt like sheet metal attracts lightning due to surcharges and hidden fees. On the other hand, our direct deposit loans in BC put cash directly into your bank account, along with simple repayment terms, and a 3.9% fixed monthly interest rate!
Need a loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our personal loan calculator!
Magical Credit’s interest rate is 3.9% monthly for all of our loans.
Applicants are approved based on their overall report of credit, not credit score. We weigh bankruptcy, current consumer proposal, and current loans in collections as well.
Yes – we cater our loans to bad credit, low-income applicants.
We do online direct deposit loans, meaning the money will be deposited directly into your bank account.
We offer next day cash loans, so it takes one business day.
Use the short-term loan calculator to figure out your monthly cash loan repayment schedule!
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
Our loans are considered short-term loans and have up to a 6-24 month term with an interest rate of 3.9% per month.
Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.67. Total payback with interest and fee of $194.00 is $2,396.00.
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.
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