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Next-Day Cash Loans In New Brunswick

When you need quick cash, you don’t have time for the stingy terms and long lineups you’ll encounter at the bank.

We get it – finding a cash loan with your bad credit is impossible.

If you need money fast, Magical Credit specializes in loans for bad credit applicants in New Brunswick! It’ll only take 5 minutes and the click of your mouse to apply for an online, direct deposit loan. Our 24-hour loan approval means you’re safe from the line ups and snooty tellers synonymous with banks!

Need a loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our personal loan calculator!

I want to borrow:

$500
$10,000

Cash Loans In New Brunswick Are Your Quickest Solution To Your Money Problems

  • Debt Consolidation – Car insurance, boat repairs, credit cards, mortgage, are anchors as you try to stay afloat in the Atlantic waters of New Brunswick. Consolidate those several nagging payments into one easy payment with a cash loan.
  • Redecorating – Your boat is your home away from home. And because of that, you’ve let the decorations in your duplex in Moncton fall behind the times. You may be low on funds, but a cash loan in New Brunswick can cover any redecorating costs.
  • Dental Emergencies – Tuesday night shinny in Fredericton got a little rough, costing you a few teeth. And you’ve got a hot date this weekend. If you don’t have dental insurance, for the sake of your love life, take out a bad credit cash loan ASAP!
  • Automotive Replace- Your trusty Ford broke down, and it’s time for a new car. You can’t afford a quality vehicle, but another beater won’t do. A personal cash loan offers the funds needed for a car that’ll make for smooth sailing from Moncton to Saint John.

New Brunswick Cash Loans FAQs

Do you give me cash directly if I don’t have a bank account?

No—while Magical Credit offers cash loans, the cash is provided via direct deposit into your bank account.

Does your 24-hour loan approval mean an inflated interest rate?

No—our 24-hour loan approval isn’t mutually exclusive to our cash loans, it applies to all of our loans. Therefore, all of our loans have the same interest rate at 3.9% monthly.

Can I be considered for your cash loans if I’m collecting employment insurance?

Yes—applicants collecting traditional and non-traditional sources of income may be eligible, including incomes collected from pensions or maternity leave.

Can I collect a cash loan if I’ve had a bankruptcy discharged?

Yes—we are a high-risk lender specializing in loans for bad credit applicants. As long as any previous bankruptcies or consumer proposals have been discharged, you may be eligible for a cash loan with Magical Credit.

How long does it take to pay off my cash loan?

Our loan terms can be anywhere between 6-24 months, but use our short-term loan calculator to calculate your repayment schedule!

Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Loan Example

Term
1 Year
APR
56.50%
Amount
$2,000.00
Fees
$194.00
Interest Rate (46.8%)
$936.00
Total Cost of Borrowing
$1,130.00
Total Due End of Term
$3,130.00
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you borrow it.

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