Take 5 minutes and apply for a cash loan in Nova Scotia!

Apply Now

Easy Cash Loans in Nova Scotia

Be it a fiscal bump in the road, or a financial shipwreck at sea, there’ll come a time when you need money fast. You can’t rely on banks if you have poor credit, and payday loans aren’t worth a second thought.

Magical Credit’s easy cash loans in Nova Scotia are tailored to bad credit applicants who need the quick cash to get out of a bind.

Click here and apply for a cash loan in 5 minutes!

I want to borrow:

< $2000 >

Take out a Cash Loan in Nova Scotia and Solve Your Money Problems

  • Debt Consolidation –It’s easier to clean one really big lobster than it is to clean tons of little lobsters. If you take out a larger personal cash loan in Nova Scotia for debt consolidation, you’ll be keeping track of one crustacean, and not tons of little ones.
  • Redecorating –Whether it’s bad feng-shui, or you’re feeling too dreary from all of that Halifax fog, you need to brighten your living space! With your bills, it’s hard to save up, but a bad credit loan will get you the quick cash needed to redecorate your main floor!
  • Dental Emergencies – Your Saturday games of shinny are notoriously rough because hard-nosed hockey is the way of the east coast. Lost a tooth or two? No sweat, our bad credit loans will help fill the gaps in any toothless grin.
  • Boat Repair- Don’t miss out on the big bass tournament next month just because you’re low on cash! Magical Credit offers fast cash loans in Nova Scotia, so you can keep focused on reeling in a big-time catch, instead of big-time cash.

Fast Cash Loans Nova Scotia FAQs

Do you literally put cash right in an applicant’s pocket?

No—we offer direct deposit cash loans to any approved applicant, so we’re putting quick cash into your bank account.

Does the 24-hour loan approval come with added interest?

No—all of our loans have 24-hour loan approval and an interest rate of 3.9% per month.

Can I still be approved for a cash loan in Nova Scotia if I collect EI?

Yes—Magical Credit accepts candidates with traditional and non-traditional sources of income (such as EI and government subsidies) as long as you’re earning at least $600.00/month via direct deposit.

I’ve previously gone bankrupt, but had it discharged, can I still apply?

Yes—we specialize in loans for bad credit applicants, including those who’ve had bankruptcies discharged. We won’t loan to you if you have defaulted on any payday loans.

What terms do you offer for your bad credit cash loans in Nova Scotia?

Our loans have anywhere between 6 and 24-month repayment terms. Use our short-term loan calculator to determine your repayment schedule!

Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
1 Year
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.