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Cash Loans In Nunavut

Folks down South might be able to flash their plastic everywhere they go, but cold hard cash will take you a lot farther in Nunavut. For situations where you can’t pay with debit or cheque, Magical Credit will be there the moment you scream “I need a cash loan now!”

We offer emergency cash loans for bad credit holders across the country, including Nunavut. Don’t hesitate to take out short term cash loans from us, even with a past bankruptcy or bad credit history on your sheet. Apply for a bad credit cash loan online in as little as 5 minutes!

Need a cash loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

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Why You Might Need A Cash Loan

  • Health Care – The Nunavut Health Care Plan can only carry you so far and if you don’t have employer health insurance, you run the risk of being unable to afford emergency vision or dental care. That’s not a worry with fast, easy access to a short term cash loan from Magical Credit.
  • Automobile or Snowmobile Repair – Your mechanic holding your car or snowmobile hostage because they think your cheque will bounce? No problem, come to us when you need a short term cash loan to pay the ransom.
  • Avoid Unreasonable Late Fees – Need to pay off some pesky bills before you start getting charged up the wha-zoo with late fees? You can hold off the timber wolves with the help of our emergency cash loans, and manage your debt with our personal loan calculator.
  • You Lost Your Job – There’s nothing worse than walking into work one day and walking back out five minutes later. In such troubled times, a cash loan can help keep you afloat if you can’t live off the land until something new comes along.

Cash Loans FAQs

I applied an hour ago. How long does it take to get an email confirmation?

Once you submit your application for a cash loan in Nunavut, a representative will get back to you within a maximum of 24 business hours.

Is it guaranteed approval?

We do not guarantee approval for emergency cash loans, seeing as every case is different – but that doesn’t mean you’re ineligible for cash loans with bad credit.

We accept working income, as well as government subsidies, as long as you are receiving a minimum of $600.00 a month in addition to direct deposit income. A denial would be the result of current consumer proposal default on loans, loans in collections, or current bankruptcy.

Do you help people with bad credit in Nunavut?

Yes, we are a bad credit loan lender! And that includes cash loans for bad credit in Nunavut. We don’t go off your credit score, but your overall report of credit. So we consider other variables like current consumer proposal, bankruptcy, and current loans in collections.

What’s the process to get a loan in Nunavut?

If you’re receiving a minimum of $600.00 monthly, and your income is direct deposit, you may qualify for a cash loan with us.

All you have to do is fill out our online application! It should take approximately 5 minutes to complete. A loan officer will respond to you within one business day. We don’t go off your credit score, but we take your overall credit report into account.

I live in Nunavut, can I still get an easy approval loan?

Yes – the only provinces we do not lend to are Quebec, Manitoba, and Saskatchewan.

Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Our loans are considered short-term loans and have up to a 6-24 month term with an interest rate of 3.9% per month. 

Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.67. Total payback with interest and fee of $194.00 is $2,396.00.

NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.

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