Our Team


Financial Service Representative

April spends most of her day effectively processing applications and ensuring that all information is up to date. She analyzes all aspects of the underwriting process, helping customers receive their funds in the fastest manner possible. April is a tremendous contribution to the positive atmosphere at Magical Credit, is highly motivated and performs tasks which help contribute to the company’s overall success. She is passionate about design and concept and loves to express her artistic side through design. During her free time, April likes to read books that inspire and motivate her. 

Our Team

Mark Joseph

Co-Founder &
Chief Executive Officer

Natalie Bell

Co-Founder &
Chief Operating Officer

Matthew Riddell

of Legal Services

Vinicius Rocha

Data Expert


Team Lead,
Debt Resolution Specialist


Debt Resolution


First Impressions

Qualify For A Short-Term Cash Loan Now

Need a loan fast? Applying for a short-term loan from Magical Credit is simple and you can be approved for a cash loan in as little as 1 business day. All you have to do is fill out a quick and easy online loan application. Get approved for a loan fast. And abracadabra… we’ll deposit your short term loan directly into your bank account.

Our loans are considered short-term loans and have a 12-60 month term with a fixed interest rate of 3.9% per month.

Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.

NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.