Our Team


First Impressions Specialist

Making a first impression can only happen once and Danielle understands the importance of such a role. As a first point of contact, whether on the phones, chat, text, or social media, Danielle is always there to help out customers and fellow team members. She is an avid cat lover and super passionate when it comes to music. In her spare time, Danielle loves getting together with friends and family, creating a positive environment. 

“When people are in need of financial support, I know it can be stressful which is why I make sure to make every first impression a lasting one.”

Our Team

Mark Joseph

Co-Founder &
Chief Executive Officer

Natalie Bell

Co-Founder &
Chief Operating Officer

Vinicius Rocha

Data Expert


Financial Service


Team Lead,
Debt Resolution Specialist


Debt Resolution

Qualify For A Short-Term Cash Loan Now

Need a loan fast? Applying for a short-term loan from Magical Credit is simple and you can be approved for a cash loan in as little as 1 business day. All you have to do is fill out a quick and easy online loan application. Get approved for a loan fast. And abracadabra… we’ll deposit your short term loan directly into your bank account.

Our loans are considered short-term loans and have a 12-60 month term with a fixed interest rate of 3.9% per month.

Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.

NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.