Our Team


Team Lead, Debt Resolution Specialist

As team leader, Debbie manages all those involved in resolving debt. She ensures that her team works well together and provides optimal customer service. Her main goal is to ensure that clients are up to date and helps them whenever necessary. She is passionate about devoting her full capabilities to her task at hand and sees success when she helps others out. Debbie loves to shop and can’t pass up a great deal! 

“Financial strain is one of the biggest contributors to stress in today’s world. At Magical Credit, we not only take the stress out but we create positive energy at the same time.”

Our Team

Mark Joseph

Co-Founder &
Chief Executive Officer

Natalie Bell

Co-Founder &
Chief Operating Officer

Vinicius Rocha

Data Expert


Financial Service


Debt Resolution


First Impressions

Qualify For A Short-Term Cash Loan Now

Need a loan fast? Applying for a short-term loan from Magical Credit is simple and you can be approved for a cash loan in as little as 1 business day. All you have to do is fill out a quick and easy online loan application. Get approved for a loan fast. And abracadabra… we’ll deposit your short term loan directly into your bank account.

Our loans are considered short-term loans and have a 12-60 month term with a fixed interest rate of 3.9% per month.

Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.

NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.