Our Team


Debt Resolution Specialist

Financial stress is an extremely difficult situation to be in which is why Rosie, a Debt Resolution Specialist, invests all of her effort helping clients get through their current situations and resolves their debt to the best of her capabilities. 

“Understanding each client’s unique situation is fundamental in helping them get back on track as life does throw curveballs. It’s our job to help catch that ball and assist customers when they need it.” 

Rosie is passionate about reading and family and loves to relax on a warm beach.  

Our Team

Mark Joseph

Co-Founder &
Chief Executive Officer

Natalie Bell

Co-Founder &
Chief Operating Officer

Vinicius Rocha

Data Expert


Financial Service


Team Lead,
Debt Resolution Specialist


First Impressions

Qualify For A Short-Term Cash Loan Now

Need a loan fast? Applying for a short-term loan from Magical Credit is simple and you can be approved for a cash loan in as little as 1 business day. All you have to do is fill out a quick and easy online loan application. Get approved for a loan fast. And abracadabra… we’ll deposit your short term loan directly into your bank account.

Our loans are considered short-term loans and have a 12-60 month term with a fixed interest rate of 3.9% per month.

Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.

NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.