Please be aware Magical Credit will not request you to send any upfront fees in order to get a loan from us. If you are contacted by anyone requesting this by email, text or phone, please call us immediately at 1-877-213-2088.
You’re confident enough in your preparedness that you’re ready for any kind of surprise, even some kind of nuclear apocalypse. That is until your brakes stop working on the highway and you reenact the movie Speed, quickly realizing that while your bomb shelter is impressive, you weren’t quite prepared for the cost of new brakes.
While you can’t be ready for all of life’s mishaps, cash loans from Magical Credit can help ensure said mishaps don’t turn into catastrophes. Even if you have poor credit or a non-traditional source of income, you can still reap the benefits of our 24-hour loan approvals.
Click here if you need money fast, and apply for a cash loan in 5 minutes.
Debt Consolidation – Is a myriad of debts caving in on you? Magical Credit can provide you with a cash personal loan to cover those costs, giving you some much needed time and breathing room.
Urgent Home Appliance Repairs – Imagine your air conditioning going out in the dog days of August- it won’t matter if you’re low on cash, you’ll need those repairs done fast. Thankfully, Magical Credit does online direct deposit loans, so you’ll have the quick cash necessary to be able to wear pants in your living room again.
Medical Expenses – If you’re playing some rec basketball and catch an errant elbow to the mouth, you may need some cosmetic surgery. And if you’re not covered by a benefits plan, it can cost a lot of money and you may not have the cash to pay up. Cash loans from Magical Credit can cover the costs of the damaged caused by your reckless friend and his razor sharp ‘bows beneath the rim.
Long Distance Family Emergency – Relatives living in another province or country can be hard on the checkbook, particularly in the case of an unforeseen emergency. Plane rides are not cheap, but your dedication to your family trumps your lack of funds. Thankfully, cash loans from Magical Credit can be direct deposited into your bank account in 24 hours!
Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.