Need help with your holiday expenses?!

Apply now with Magical Credit for a chance to win a $100.00 giftcard!

*Terms and conditions apply*

If you apply with Magical Credit and you’re approved for a short-term loan, you’ll be automatically entered in a 1 and 5 chance to win a $100.00 gift card! Contests ends November 30th, 2017.

The lucky winner will be contacted by us, and will receive a gift card in the mail!

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
1 Year
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.