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6 months ago

How Magical Credit Saved Christmas

by Kevin Silver

If you’ve told your children the tales of Ebenezer Scrooge and The Grinch countless times, we’ve got a new holiday saga to share with a round of hot chocolate: How Magical Credit Saved Christmas.


It was during December when a guy named Clint,

Caught onto his girlfriend’s nuptials-inclined hint.


He thought he was prepared, he thought he was smart:

“I did my gift shopping in September, at the local Wal-Mart”.


He purchased a yoga mat; “She’ll love it,” he thought,

He felt proud of the frugal gift he had bought.


But his glory was short-lived, like a melting snowflake,

As he overheard a conversation that confirmed his mistake.


Clint’s girlfriend chatted with a friend on the phone,

Unaware of the fact Clint was working from home.


“I think Clint’s proposing this Christmas” she unabashedly gushed.

Scared, shocked, and stifled, Clint’s face flushed.


“Oh no, oh no!” under his breath he spoke,

For times were tough, and Clint was broke.


With his credit card maxed, and his chequings non-existent,

Procuring money for a ring would require persistence.


He went to his mom, his cousins, his life-long buddy,

Who one-by-one said “No” when he asked them for money.


Banks weren’t an option for Clint to explore,

They’d scoff, sneer, and snicker at his low credit score.


He threw his up his hands, ready to concede,

When a miracle turned up on his Facebook feed.


An ad read “Fast cash loans in one business day”,

And Clint’s bad credit wouldn’t get in the way.


He filled out an online application in no time at all,

And was approved without needing to make a phone call.


Direct deposit made the process the easiest thing,

Clint saved his Christmas (and his relationship) with a beautiful ring.


Even when the loan was paid off,

Clint still felt indebted.


To the holiday magic brought to him by Magical Credit!

Gift shopping can be difficult when your bank account is emptier than the glass of milk on your living room table after a visit from Santa.

Magical Credit specializes in easy approval loans for bad credit applicants. So, if you need some extra cash to round out your shopping list this holiday, apply now in as little as 5 minutes!


Magical Installment Loans: We offer installment loans in the amount of $1,500- $20,000 that have a 12-60 month term with an APR 19.99% min - 46.8% max. On $1,500 borrowed for a 1 year term at 3.9% per month, the total cost of borrowing including a $194 fee is $896.00. The total amount to be paid back with interest and fee is $2,396.00. AB License #349796 and BC License #83626

NOTE: Our installment loans are open, so you can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.

Magical Cash Loans - Ontario, British Columbia, Northwest Territories, Nunavut, and Yukon Residents only: We offer Magical Cash Loans in the amount of $100-$1,500.00. The cost of borrowing is $15.00 per $100.00 for each $100.00 borrowed. On a $1,000.00 loan for 14 days, the cost of borrowing is $150.00. The total to payback is $1,150.00 which is an annual percentage rate of 391.07%. ON License #4741412. BC License#85919.

The Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time will impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureaus.

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