New Year Bonus!

Did you not receive your dream holiday gift? Don't worry Magical's Genie has arrived! Borrow $5000 and get a new Samsung 9" Tablet! *Conditions apply

The borrower must make payments on time for a minimum of 12 months. No non-sufficient funds, no stop payments, all payments must be made in full per the terms of your contract. When you have paid off your loan in full you will receive your new Samsung 9" Tablet.

Please enter code TAB2017 in the referral section on your application. Effective until March 31st, 2017.

Tell your Magical Story!

Magical Credit was there for you when you had nowhere to turn. We care about you and your story.

Take a couple of minutes to write your Magical Adventure and share with others how they can write their own Magical Story. Post on our Facebook page with the title - "My Magical Story" in 150 words.

Once read by us, you will automatically receive a gift in the mail! We are looking forward to reading about your Magical Adventure!

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
Term
1 Year
APR
56.50%
Amount
$2,000.00
Fees
$194.00
Interest Rate (46.8%)
$936.00
Total Cost of Borrowing
$1,130.00
Total Due End of Term
$3,130.00
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.