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Teaching your children the value of money is an underrated aspect of parenting. While the initial focus is all on manners and kindness, financial habits are an equally crucial component of raising a responsible adult.
Read MoreIntroductionIn today’s consumer landscape, credit scores are amongst the most important variables that can have a significant impact on your financial future. Read More
A private lender is one who is not associated with a traditional lender such as a bank or other such financial institution.
Read MoreThe life of a single parent isn't always easy. Read More
We're all free to spend the money we earn however we see fit, buying the things that bring us pleasure, saving up for future investments, or simply blowing it all on the latest gadgets and fancy vacations. Read More
A loan agreement is a contract between two parties – a lender and a borrower – that governs the loan being extended by the lender to the borrower. Read More
Express loans are defined as personal loans that can be requested and approved quickly, typically through an online platform. Read More
Disclosures:
Magical Installment Loans: We offer installment loans in the amount of $1,500- $20,000 that have a 12-60 month term with an APR of 19.99% min - 35% max. On $1,500 borrowed for a 1-year term at 2.9% per month, the total cost of borrowing is $525.00. The total amount to be paid back with interest is $2,025.00. AB License #349796 and BC License #83626
NOTE: Our installment loans are open, so you can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.
Magical Cash Loans - Ontario, British Columbia, Alberta, Northwest Territories, Nunavut, and Yukon Residents only: We offer Magical Cash Loans in the amount of $100-$1,500.00. The cost of borrowing is $14.00 per $100.00 for each $100.00 borrowed. On a $1,000.00 loan for 14 days, the cost of borrowing is $140.00. The total to payback is $1,140.00 which is an annual percentage rate of 365.00%. ON License #4741412. BC License#85919 AB License#358423.
The Loan must be paid in full by the end of the term, with no extensions or exceptions, and no automatic renewals. Failure to pay your debt on time will impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureaus.
